Olga Estrada dedicated her life to raising her children. She was born in Nicaragua and joined her family in California more than 20 years ago to build a better life. Working in a data entry position, Olga didn’t have a lot of money but she always made ends meet.

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Individual Development Accounts
Individual Development Accounts (IDAs) are matched savings accounts that enable low-income American families to save, build assets and enter the financial mainstream.

Manufactured Housing Initiatives
CFED’s manufactured housing initiatives, IM HOME and ROC USA, expands opportunity for owners of manufactured homes and ensure they receive the same treatment and benefits as owners of any other type of home.

Saving for Education, Entrepreneurship and Downpayment Initiative (SEED)
SEED is a multi-year national initiative to develop, test and impel matched savings accounts and financial education for children and youth.

The Self-Employment Tax Initiative (SETI)
SETI explores use of the tax code and "tax day" to scale-up delivery of financial services and business literacy to millions of start-up micro and small businesses annually.